Our Philosophy

Evening sunset in the mountains

 

We believe in comprehensive professional financial planning. Our purpose is to help you determine what is important to you and to bring congruity between your actions and your values. Our expectation is to build a committed relationship with you over your lifetime.

Financial planning involves striving to maximize your wealth. We define wealth as integrating all of your resources—financial, emotional, physical, and spiritual.

We help you strike a healthy balance between all of your resources throughout your life via Life Planning.

The level of communication between us will help determine success. Financial planning is personal, so we often ask that you share with us some of the many things that you don't share with anyone but your family.

to pursuing the desired success for you.

We Believe:

In integrating the five key areas of financial planning—asset protection, disability, and income planning, debt management, asset management, and estate management. We believe all of these areas are integral for pursuing your personal financial success.

In not timing the market. If your time horizon is greater than three years, we believe you should accept some of the volatility risks of the stock market. For those needs that occur in less than three years, you should not accept this risk.

If we make a mistake, we must correct it. But first, we must know of it. Please talk to us so that we may do so.

A competent and fulfilled staff is critical to execute our mission. We treat our staff with respect and ask that you do as well.

We should like and trust each other. If that ever stops happening, we believe our relationship needs to be reevaluated.

You should be as involved in your plan as we are. This means that we will often ask you for help in gathering information or talking with other advisors who may have this information.

That synergy has value. A competent, healthy communcation and exchange of ideas between all related advisors is essential